Pacificadvance-Blog advertising-Elmer

Yesterday, I received an email from Elmer Caballero who is working under, a company
supposedly interested in advertising on my blog. Elmer apparently surfed by my blog and found it engaging.

Elmer didn’t surf by my blog. He emailed me directly and not from the contact form on my blog.

Ok, an interested mind wants to know more about this invitation for blog advertising. I replied to Elmer asking for more information and pricing details.

Say what?

Elmer wants me to create a short post, more or less one hundred (100) to one hundred fifty (150) words. The post itself should not be to elaborate and will not necessarily be a review of I’m then to embed one link code within the finished post. I next put the new post in the category: loans, payday, cash, business or any related category. I will be paid $5.00 dollars via Paypal. (That’s enough for a large tea and a bagel. Lucky me!)

Sorry, but if you want to include a link on my blog it’s going to cost you more than $5.00.

Now, let me tell you oh faithful readers that there are a lot of engaging blogs in the blogosphere. Elmer has surfed by a great deal of blogs and found them so engaging that he spammed their comment form with his invite of blog advertising from

A Google search revealed that Elmer has been one busy fellow. Now the question is: Who is Elmer? Who in fact is

I called the toll-free number listed on the website. An operator named Kia answered Fastcash. What? I said, “Is this not Pacificadvance?” She replied that it was. I asked her if it was practice of the company that she was employed with to send out spam. She informed me that if I received an email from “Pacific Advance” then I must have filled out a form for a loan. I never filled out any forms. I’m in Canada here.

I asked to speak to a supervisor and was transferred to one. Opps, first I was put on hold for some time.

I spoke to a supervisor who told me that they were not Pacific Advance.Com that they were E Secure Processing, Inc. (

When I asked her how she could explain the website, she told me that it was a website that advertised Secure Processing by including a link on their website. (Perhaps their processor is

When I called back an operator informed me that their website was I told her that I got their toll free number off of She informed me that their website could be accessed through various domain names. ( By the way the toll free number 888-310-3278 is listed as a suspicious number on the web.)

Now, we are getting somewhere.

Interesting! So, I did a domain whois lookup on both domains.

Pacific Advance.Com, Inc. domain registrant address is Manhattan Beach, CA. domain registrant address is Reno, NV.

Hmm! So does, Elmer work for

Is a legit company?

Camelsbackandforth has a post from 2008 about Pacific Advance.Com, Inc. (Read How stupid do you think I am?) He is obviously much wiser than Elmer!

Looks like Elmer has been working with Pacific Advance.Com for some time.

If you’ve advertised for Pacific Advance.Com, please contact me. I’m interested in knowing who paid you for your post.

Sadly, there has been a noticeable increase in spam advertising websites such as spamming and taking advantage of bloggers with their invitation to advertise for pennies.

I know that as bloggers we are all too eager to make money from our blogs, but please do your homework. If you want to make some money from your blog then stick a donate button on there. Your faithful readers will buy you a cup of coffee just for being charming. (Feel free to buy me coffee!)

If you’re ok with making a (150) word post and sticking a link in it for a website such as, then I guess you’ve just wasted minutes of your day by reading this.

Do you think Payday loan sites are legit?

There are so many payday loan sites on the Internet. I know that I wouldn’t feel confident enough taking a loan from an online website, especially one that advertises through various domain names.

According to an articled published in the Washington Post by Annys Shin, “Consumer protection agencies such as the Federal Trade Commission, the Better Business Bureau and the National Association of Attorneys General received nearly 14,000 complaints about advance-fee loan and credit-protection scams in 2005 alone.” (See………. Convincing Web Sites Aid Rise in Loan Scams.)

Please be careful out there. The old saying is if it sounds too good to be true, it probably is.

If you’ve had a bad experience with an advance-fee loan scam, report it to the FTC. Visit or call toll-free, 1-877-FTC-HELP (1-877-382-4357)

Ps: Elmer there are over 795 words in this post and you can keep your five bucks. This one is on me dear.

If you liked this post, why not buy me a coffee?